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Are home warranties worth the price?

In our opinion, yes, they generally are. Think of a home warranty as a type of insurance policy. Your home insurance covers a major incident like fire or flood. The home warranty covers many of the other things that can go wrong like a broken appliance, water heater or AC unit. These things can easily run into hundreds and even thousands of dollars to repair. Unless you have the funds put away or credit immediately available to cover these expenses, a home warranty is a wise investment. Home warranties may even be tax-deductible (consult your tax professional).

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